Privacy Policy

Privacy Policy

With respect to information submitted or collected on the U.S. Reinsurance Under 40s (“RU40s”) Site, you accept RU40s’ privacy policy as set forth herein, as well as the specific terms under our Privacy Policy. Because our Site permits the collection of personal data, we have developed this Privacy Policy to inform Site visitors of our policies and practices regarding such information.  By registering with the RU40s, you have given consent to have data processed for the purposes noted below.


RU40s is committed to ensuring that it acts in accordance with the applicable data protection and privacy laws when it collects and uses information provided to it or information about visitors to its Site. This Privacy Policy applies to your use of the Site, and to any information collected from third-parties. When you visit the Site, it may collect information you provide by completing forms on its Site or by collecting it via other means such as email, and it may also record details of visits made to the Site (e.g., your IP address and the resources accessed during your visit) or by using cookies (see policy below). You may have the right to ask us to access and amend the personal information we hold about you. Please contact us for further information (contact details below).


Cookie Policy

When you use the RU40s Site, which may be hosted in part or in its entirety by a third-party, the Site will collect information indirectly and automatically (through the use of “cookies” or your “IP address”).  RU40s uses this activity information for internal purposes such as to administer the Site, improve the Site, and help the RU40s understand how the Site is being used, including demographics and “clickstreams” of its visitors. “Cookies” are small pieces of information stored on your hard drive. An “IP address” is a number that is automatically assigned to your computer when you use the Internet. At some places on the Site, the use of a "cookie" may be offered. Most browsers now recognize when a "cookie" is offered, and permits the user to opt out of receiving it. If you are not sure whether your browser has this capability, you should check with the software manufacturer or your internet service provider. "Cookies" are used on the Site to facilitate use of an area of the Site. We do not use "cookies" to collect and distribute information to third parties for marketing purposes.


Personally Identifiable Information

The Site is designed so that you may generally browse it without providing any personally identifiable information (“PII,” which may include information that would allow someone to identify or contact you, such as your name, physical or electronic mail address, or telephone number; PII does not include aggregated information that, by itself, does not permit the identification of individual persons). Certain areas of the Site, however, may require or allow the voluntary submission of PII. RU40s uses your PII for the purpose for which it was submitted by you and for RU40s to send you publications and invitations that may be of interest to you. Except as set forth herein and in our Privacy Policy, the RU40s does not share your PII with third-parties.


RU40s will use reasonable efforts to remove your PII from our current Site at any time upon your written request to


RU40s may share PII with third-parties, including entities performing services on behalf of RU40s. Such services may include communications, database, event management, hosting, mailing, and marketing services. Third-parties may circumvent the RU40s security measures to unlawfully intercept or access transmissions of private communications; or, an error may occur in the administration of the Site. In the unlikely event that the RU40s needs to investigate or resolve possible problems or inquiries, the RU40s may, and you authorize the RU40s to, disclose any information about you to governmental authorities as permitted by applicable law.


International Privacy Laws

If you are visiting the Site from outside the United States, please be aware that you are sending information (through personal data) to the United States where our servers are located. That information may then be transferred within the United States or back out of the United States to other countries outside of your country of residence, depending on the type of information and how it is stored by us.  These countries (including the United States) may not necessarily have data protection laws as comprehensive or protective as those in your country of residence; however, our collection, storage and use of your personal data will at all times continue to be governed by this privacy policy.

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